The University of Virginia Community Credit Union formed in 1954 as the UVA Hospital Employees Credit Union. The current name dates back to 1997 when the financial institution sought to expand its membership to people not associated with UVA.
The credit union is in a period of expansion with construction underway for a new headquarters on Fifth Street Extended as well as a new location opening in Harrisonburg.
Now the credit union has launched a foundation to provide grants in the fields of children’s health, food stability, and affordable housing.
“By partnering with local nonprofits and community leaders, we’re building stronger, more resilient communities, and giving everyone a fair chance to thrive,” reads an information release sent out September 3 at 1:55 p.m.
The window for grant applications is now open and submissions are due on October 15. Results will be made available by December according to the webpage for this cycle.
To learn more, check out this brief video:
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I’m a long-time customer of theirs; however, UVA Community Credit Union charges a $32 Overdraft Fee (Paid NSF) per item if your account is overdrawn by a transaction that is paid, or a $32 Returned Item Fee (NSF) (Non-Sufficient Funds) if a check is returned unpaid. These fees are assessed on each item that overdraws your account, and they are included in your overdraft limit.
UVA allows a one-time exception as long as you beg.
While there isn’t a current, federally mandated limit on overdraft fees, as a rule that would have capped them at $5 was struck down by Congress in April 2025, following its approval by the Consumer Financial Protection Bureau (CFPB) in late 2024.
While some banks eliminated or reduced overdraft fees under pressure, major banks & UVACCU can continue to charge $32, unless they provide voluntary changes or new regulations are enacted.
I say this is BOGUS & 100% GREED from a local institution, neighborhood institution!